Saadiq Visa Credit Card - Halal or Haram?

Asalamualikum

As per discussion today with Mufti Sahab at Daruloom Korangi, Saadiq Visa debit card is not allowed as per Sharia requirements and Daruloom Korangi do not accept it as Shariah Complaint.


You can call Darul-Ifta for more details regarding that at
021-350497746


Saadiqh Credit Card details are as follows which is not approved by Daruloom Korgani
http://www.standardchartered.com.pk/pk/islamic/credit-debit-cards/en/saadiq-visa-credit-cards.html

Extract from Musads-e-Hali

Extracted from Musadas-e-Hali
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Fatwa regarding Credit Card - Is Credit card Halal or not ?

Asalamualikum

Our company switched to a new bank which provided us various new services for free. We just recieved the bundle package  from that reputed bank which also included credit card + Debit card etc etc.... all free of cost. So, we decided to find out the ruling for credit cards and its usage. One of us called Daruloom Korangi and asked regarding Credit Cards ruling. The reply was

"It is not halal and we have not provided any permission to make credits becuase the initial terms signed between you and the bank is INTREST Transactions approval from your side. You sign the document in which its clearly written that you are willing to pay INTREST. So It isnt allowed by us"

Fatwaa is also attached below. Click on it to get an enlarged version of it.

Duaa to avoid Depression, Anxiety Stress and Tension

Source Subah-o-Shaam kay Masnoon Azkaar aur Duain
Page Number 25
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Source Subah-o-Shaam kay Masnoon Azkaar aur Duain
Page Number 25
Download Book
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Hajj and Yaum-e-Arafah ke Fazelat - From Fazail-e-Hajj

Refrence
Fazail-e-Hajj
Page Numbers 13,15,17 and 23

 

Vanilla Extract - Halal or Haram ?

While looking at the ingredients of some of the choclates at big stores in Karachi, I found Vanilla Extract in it. When searched on internet via GuideWays.com
http://www.guidedways.com/halalfoodguide.php

You will clearly find that Vanilla Extract is HARAM

Ingredient	Halal Status
Vanilla Extract Name: Vanilla Extract Status: Haram Description: A flavouring extract made from the vanilla bean and used in candy, ice cream, and perfumes. To obtain Pure Vanilla Extract, cured Vanilla Beans are steeped in alcohol. According to law, Pure Vanilla Extract must be 35 percent alcohol by volume.Hence making it absolutely haram for consumption. Close	Haram

I felt it my responsibility to inform you to please double check ingredients and E-codes through the above mentioned website. Mobile applications are also available on the same site.

May ALLAH guide us to the right path and help us to abstain from HARAM.

This is just a sharing and not official Fatwaa from anyone. When searching more about Vanilla Extract, I have found it to be a serious issue.

JazakALLAH
 

Allah kay Wadey per Itmenan - Extract from Fazail-e-Sadiqat

 

Extracted from Fazail-e-SadiqatPage Number 363